INVESTMENT APPROACH
Every individual’s financial journey is unique, shaped by personal circumstances, investment preferences, and risk tolerance. As your trusted wealth partner, we guide you through a comprehensive assessment to understand your investment style and risk appetite—ensuring our strategies align seamlessly with your financial goals.
RISK APPETITE
We initiate this process with a comprehensive questionnaire designed to explore your attitudes toward risk and reward. From your responses, we assess the consistency of your views, evaluate your capacity to tolerate risk, and gain insight into your emotional response to potential portfolio losses. This analysis forms the foundation for constructing an investment strategy aligned with both your financial goals and personal comfort levels
GAP ANALYSIS
Having a risk appetite does not necessarily mean your investment portfolio must carry significant risk. At Ascending Wealth Solutions, we begin by evaluating your available capital and comparing it against the return required to meet your income needs and the financial demands of your broader objectives. By assessing the gap between your current position and your target outcomes, we are able to recommend alternative investment strategies that aim to meet your goals with the least amount of risk necessary.
Where a gap remains, we provide well-considered options—either by selectively increasing your portfolio's risk exposure, with full transparency around potential consequences, or by adjusting your financial goals to create a more achievable path forward.
Where a gap remains, we provide well-considered options—either by selectively increasing your portfolio's risk exposure, with full transparency around potential consequences, or by adjusting your financial goals to create a more achievable path forward.
INVESTMENT PREFERENCES
Each client will have their own views and preferences on investments, therefore it is important that we build a solution that takes these views into account. We will explore with you what your views are on various investment approaches. Some examples include:
DISCRETIONARY OR COLLABORATIVE: Do you want us to have management discretion on your investments in accordance with a pre-determined mandate without you having to approve every trade or would you prefer to approve potential trades beforehand?
DYNAMIC OR STRATEGIC ASSET ALLOCATION: Do you want your asset allocation to move over time in accordance with our investment committee’s research or would you prefer your capital invested in a set manner which is rebalanced on a pre-determined schedule?
DISCRETIONARY OR COLLABORATIVE: Do you want us to have management discretion on your investments in accordance with a pre-determined mandate without you having to approve every trade or would you prefer to approve potential trades beforehand?
DYNAMIC OR STRATEGIC ASSET ALLOCATION: Do you want your asset allocation to move over time in accordance with our investment committee’s research or would you prefer your capital invested in a set manner which is rebalanced on a pre-determined schedule?
